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Cancel from the Billing page. Stay on the plan tab, use Manage on the plan card, and cancel in the portal that opens. The subscription runs to the end of the period you have already paid for and ends there, so nothing is cut off the moment you press the button and no further charge is made. The control belongs to whoever owns the billing on the account, so an invited member sees the plan without the buttons that change it.

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What happens to credits

At the end of that period the plan’s monthly allowance is set to zero, because the month it belonged to is over. Extra credits are not touched. They were paid for up front and sold as credits that do not expire, so they stay on the account and keep paying for work after the plan has ended. A pay as you go balance stays too, and it stays spendable. What changes is the price it is spent at: a plan rate is part of what a plan sells, so once the subscription ends the balance is drawn at the standard per operation price instead. The billing page states this before you cancel rather than leaving it to a receipt.

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What happens to saved templates

Cancelling deletes nothing. Your PSD mockups and photo mockups stay in the library, keep their UUIDs, and keep rendering for as long as something is paying for the render. Once the account is back on the free tier, unused templates enter a cleanup schedule. A mockup that has gone 7 days without a successful render gets a first email, then two more two days apart, and is removed two days after the last one. Rendering it at any point during that window clears the warnings and puts it back to the start. Templates on a paid plan are never part of this, and neither is an account holding a pay as you go balance or one that has topped up in the last 90 days. So there are three ways to keep a library intact: stay on a plan, keep a balance funded, or render the files you mean to keep before the window closes.

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What else changes on the free tier

Your API keys go on working, and requests draw on whatever is left. The ceiling on how many templates you can store is lower, so new uploads can be refused with psd_limit_reached while everything already stored carries on rendering. An account with no plan and no balance renders at trial width with a watermark, which a plan or a funded balance lifts again.

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Cancelling is not deleting

A cancelled account keeps its files, its keys and its history, which is what makes coming back a matter of starting a plan again. Removing the account itself is a separate request, and How to delete your account covers what it takes with it.